Boat & Watercraft
Boat & Watercraft
Protection for Your Project, From the Ground Up
Owning a boat, jet ski, or any personal watercraft isn’t just about having fun—it’s about creating memories on the water. Whether you’re out on the lake for a relaxing afternoon or tackling some waves, the last thing you want to worry about is what could go wrong. That’s where the right coverage comes in. At J. Bejin & Associates, we specialize in finding the perfect insurance for your watercraft, so you can enjoy every ride without looking over your shoulder. We know that every boat or jet ski is different, and so are your needs. From protection while you’re storing your watercraft to coverage for those unexpected moments like theft or accidents, we’ll guide you through the options that make the most sense for your lifestyle. Plus, with discounts, accident forgiveness, and even coverage for towing or labor expenses, we’ll make sure you’re getting the best value. Whether you’re new to watercraft ownership or a seasoned pro, we’re here to make sure you have the right protection to keep you covered on the water and beyond.

THERE'S MORE TO IT!

Why it's a good idea to get this coverage in our area:
At J. Bejin & Associates, we understand that your boat, jet ski, or personal watercraft is more than just a recreational vehicle—it’s a key part of the fun and adventure that makes life memorable. Whether you’re gliding across the water or simply storing your boat for the winter, having the right coverage can make all the difference. In Waterford Twp, Michigan, we help ensure that your watercraft is protected from the unexpected, allowing you to enjoy your time on the water with peace of mind.
The size, type, and value of your watercraft all play a role in determining the coverage that’s best for you. Some smaller watercraft may even be covered by your homeowners policy, but for the larger boats and jet skis, it’s important to make sure you have the right policy in place. Our experienced agents will walk you through your options and recommend the best coverage based on your specific needs.
We offer a variety of coverage options to fit your lifestyle. Physical damage coverage protects your boat or jet ski while it’s in storage or being transported, covering things like fire, theft, or vandalism. We can also provide emergency service reimbursement for towing or other expenses that might come up. Liability coverage is essential if you're involved in a collision with another boat, a dock, or any other property. Personal liability ensures you’re covered if you or a family member accidentally cause injury to someone while on the water. We also offer medical payments to cover any medical expenses for you or your passengers in the event of an accident.
In addition to the basics, property damage coverage helps if your watercraft causes damage to someone else’s property. Plus, our team can help you find discounts you may be eligible for, such as multi-policy discounts or boating safety discounts. You may also qualify for benefits like accident forgiveness or roadside assistance, which can add an extra layer of protection.
Protecting your boat or jet ski is all about keeping your future adventures safe. Our agents at J. Bejin & Associates will ensure that you get the coverage you need at a competitive price, so you can focus on what matters most: enjoying your time on the water. Reach out today to learn more or get a personalized quote.